Disclosure Statements

Rates and Fees

Loan Interest Rates
Deposit Interest Rates
Fees and Charges - Loans
Fees and Charges - Other

Policies

Privacy Notification
Privacy Policy
Complaints Handling Policy
Consumer Data Right Policy

Terms and Conditions

Financial Services Guide
Account and Access Facilities - Conditions of Use
Credit Guide
Summary of Accounts & Availability of Access Facilities
Customer Owned Banking Code of Practice
PayTo Terms and Conditions

Target Market Determination

All Product Target Market Determinations

Financial Reports

Annual Report 2025

FY25 Remuneration Governance & Framework Disclosure